How Trump’s Plan Has the Potential to Further Bankrupt Millennials

The Republican plan to replace the current Affordable Care Act (ACA) is tough on millennials, especially those who are already struggling to make ends meet.  While the plan, the American Health Care Act, (AHCA) would save the government money and benefit rich people, it is predicted to leave 22 million people without insurance by 2026, according to the Congressional Budget Office (CBO).  If you have a major illness and don’t have insurance, you can be faced with bills high enough to bankrupt you. Medical bills are already a major cause… CONTINUE READING

Tips to Prevent Credit and Debit Card Fraud

The bad guys are after your credit cards, and you can’t be too careful in protecting them.  Credit card fraud costs billions of dollars each year in the United States, and everyone winds up paying through increased finance charges and annual fees. In Ohio, credit card fraud is defined as the unauthorized use of another person’s credit or debit cards or their information.  This includes making online purchases, making or possessing fake card readers, and making purchases with stolen devices. Credit card fraud is common, but there are ways to… CONTINUE READING

Tax Day is April 18th This Year

If you are a last-minute tax-filer, you get a break this year -- three extra days to file your taxes.  The deadline is April 18, 2017, because April 15, the day taxes are usually due, falls on a Saturday, and also because on Monday, the District of Columbia celebrates Emancipation Day. As a result, the tax deadline has been extended to the following Tuesday, April 18, and you get the extra time to file. Even if you wait to the deadline to actually file your returns, you should already be… CONTINUE READING

If you are considering filing for bankruptcy, you are already having trouble paying your debts, so the last thing you need is attorney fees that are unaffordable.  However, trying to avoid fees by filing bankruptcy…

If you are having problems managing your household debt, you are not alone. November 2017 statistics from the Federal Reserve Bank of New York showed that household debt rose by $116 billion, or 0.9%, to $12.96…

Filings for bankruptcy abound in Ohio – the state has the 10th highest rate of personal bankruptcy filings in the nation, according to a recently released analysis from Nerdwallet.com. The study examined bankruptcy filings in 587 counties across…

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