Turn to Our Experienced Canton Bankruptcy Lawyers to Relieve Your Stress from Debts
Being in debt causes stress and complications in every area of your life. Financial stress is a given, but the overall strain of your debt burden can affect your family dynamics, your performance at work, as well as your mental and physical health. You don’t have to suffer from these concerns, though. Our Canton bankruptcy lawyers can help you make a fresh start in your financial life.
Bankruptcy can feel overwhelming. However, you can look at it in a different way than you might expect. Bankruptcy is the first step to changing your circumstances and getting a fresh start on the right foot. Our bankruptcy attorneys in Canton, Ohio can help you assess your financial situation. With our guidance, you can explore your available options and we’ll help you take the next best steps. When bankruptcy is your best solution, it’s important to get in touch with an experienced legal professional. That’s why you can turn to us.
Our bankruptcy lawyers in Canton can help you calm your nerves and find a solution for your debt problems. To feel better about your financial future, get our help now.
Our team at Fesenmyer Cousino Weinzimmer has helped many clients just like you. Call our affordable bankruptcy attorneys in Canton at 1-877-654-5297. We offer a free initial consultation and can help you get back on the road to success.
Things to Know About Our Bankruptcy Lawyer in Canton, Ohio
How Do I Choose the Right Canton Bankruptcy Attorney?
Choosing the right attorney in Canton is the most important part of undergoing bankruptcy. You’ll want to find an attorney that specializes in bankruptcy and that’s affordable. Canton bankruptcy attorneys charge a wide variety of fees, and you want to make sure you’re getting the best value possible. At Fesenmyer Cousino Weinzimmer, we pride ourselves on being one of the most affordable bankruptcy law firms in the Canton, OH area. Our rates are competitive and affordable, and the initial consultation is free.
Are There Different Kinds of Bankruptcy?
Yes. The first step is to find out whether you qualify for bankruptcy and, if so, which kind. Our experienced bankruptcy lawyer in Canton can assist you in deciding whether you qualify for Chapter 7 or Chapter 13 bankruptcy.
Ohio requires passing a “means test” to qualify for Chapter 7. This means that your average monthly income for the past six months must be below the Ohio median for the size of your household. If that is the case then you meet the requirements to apply for Chapter 7 (11 U.S. Code §707 (b)(2)).
We understand that sorting through legal jargon can be difficult. That’s why you can turn to our knowledgeable Canton bankruptcy attorney for help. Give us a call at 1-877-654-5297 to review your financial situation. You don’t have to go through this alone.
What is Chapter 7 Bankruptcy?
Chapter 7 is the most common form of bankruptcy, and it will eliminate most or all debts, but you can use it only once every eight years. It’s quick — it will be over in a few months, so you can begin rebuilding credit. There are exemptions (Exemption Laws of Ohio) that can protect your property, but it is advisable to consult with an experienced bankruptcy attorney in Canton to confirm that your particular property is protected. Exemptions can include clothing, cars, equipment used for work (like tools) and household furnishings.
What is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is a repayment plan which allows you to save your assets. Under Chapter 13 bankruptcy, you can consolidate payments to repay some or all of your debt affordably over a three- to five-year period. This plan is best for those who don’t qualify for Chapter 7, who want to keep an asset that they are behind on or who have equity in an asset that they want to protect. Once you file for Chapter 13, harassing calls and letters from creditors stop; and once you successfully complete the payment plan, qualifying debts covered by the plan are discharged.
Which Type of Bankruptcy Is Best for Me?
Which chapter you file for depends on things like your total income, household size, and debt. If you’re concerned about your ability to qualify for bankruptcy, it’s important to give us a call. An initial consultation with our bankruptcy lawyers in Canton, Ohio can help you understand what options will work for you. Please, let us handle your bankruptcy needs. We’re ready to help you with your bankruptcy today.
Will Bankruptcy Discharge Every Kind of Debt?
No. There are some kinds of debt that cannot be discharged under bankruptcy, regardless of which bankruptcy you’re pursuing. A few of the different types of debt that cannot be discharged in bankruptcy are most student loans, child support, and debts incurred through fraud or theft. Our affordable Canton, Ohio bankruptcy attorneys at Fesenmyer Cousino Weinzimmer understand each of these debt distinctions, and we will provide the best legal advice to protect your assets and provide financial freedom.
Wait, My Student Loans Won’t Be Discharged?
In most cases, student loans aren’t going to be discharged when you file for Chapter 7 or Chapter 13 bankruptcy. However, some cases are unique, and they can be discharged.
In order to discharge student loan debt, you must be able to demonstrate that repayment of your student loans would cause undue hardship on you or your dependents. Our Canton bankruptcy lawyers can help you make a case to have your student loans discharged should you face undue hardship due to them. We can explain what must be met to have them discharged and assist you with it. You may still be required to repay your loans, but at a lower rate. Count on the experience and skill of our team at Fesenmyer Cousino Weinzimmer. We know the law and in every case, we do everything we can to help our clients.
Turn to Our Affordable Canton Bankruptcy Attorney for Help
I’m Stressed and Worried About Money. Is Your Law Firm Affordable?
Fesenmyer Cousino Weinzimmer has a reputation for providing highly skilled service and for the compassion we bring to our clients who are going through a stressful time, but we’re also affordable. Our law firm is the place to find top-notch attorneys with reasonable fees. We understand that you feel strapped for cash and want to get your bankruptcy behind you so that you can get a fresh start on life.
We have no hidden fees, and we do not complicate or stretch out the hours it takes to get your paperwork in order. Our affordable Canton bankruptcy attorneys have decades of legal experience and a streamlined process for completing bankruptcy cases.
To learn more about what we can do for you, call us at 1-877-654-5297 to get your free initial consultation.
Take That First Step with Our Canton Bankruptcy Lawyer
Do You Feel Like It’s Time to Get Out of Debt and Move on with Your Life?
We understand that you would like to file bankruptcy and put your debt stress behind you. A lot of our clients feel that way. If you find yourself overwhelmed with debt, harassed by creditors, and are considering bankruptcy as an option, it may be time to talk about next steps. First, we’re going to help you find out if bankruptcy is the right move for you. Next, our bankruptcy attorneys in Canton will work on getting your case filed.
Planning is required to help you get past this debt and move forward. Our team will guide you through every step. There are a few things you will have to do, like mandatory pre-filing credit counseling and mandatory debt management education. Thankfully these are straightforward and are entirely available online. There are other simple steps that you will need to follow, like gathering documents and our Canton bankruptcy lawyer will walk beside you every step of the way. You don’t have to feel overwhelmed. We’re here to stand by your side and get you debt relief as quickly as possible.
Our Affordable Canton Bankruptcy Lawyer Is Just a Phone Call Away
Ready to Get a Head Start on a Better Future? Give Us a Call.
The first step to putting debt in the rear-view mirror and stopping those annoying phone calls from creditors is picking up the phone.
By calling our affordable Canton bankruptcy lawyer, you’re empowering yourself. No longer will you feel at the whim of creditors. Instead, you can arm yourself with reliable information and receive expert guidance from an experienced Canton bankruptcy attorney. If you’d like to find out more about how the bankruptcy attorneys at Fesenmyer Cousino Weinzimmer can help, give us a call at 1-877-654-5297. The initial consultation is free, so you have nothing to lose.