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If you are living on a tight budget, you are probably struggling just to meet your expenses each month and may not even be thinking of putting aside money for savings.  You need to change…

Having multiple credit cards has become an American way of life, and it’s not necessarily bad – if you can pay off the balance each month. Unfortunately, too many of us use credit cards to…

Your cell phone is a great convenience, but it also provides a dangerous privacy threat that can have a devastating impact on your finances.  By setting up a phony cell-phone account in your name, criminals are able…

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