Foreclosure Solutions: Don’t Lose Your Home
The skilled and seasoned Ohio debt-relief attorneys at Fesenmyer Cousino Weinzimmer understand that financial problems can happen to even the most well-intentioned people. So if you’re facing foreclosure and think you need an Ohio foreclosure defense attorney, let us help.
It pays to be knowledgeable about foreclosure avoidance options to increase the chances of keeping your home. Remember, if you’re facing foreclosure, you have options, which a foreclosure lawyer in Ohio can help you explore.
We offer a free consultation to evaluate your financial situation and determine which debt-relief solutions work best for you.
Foreclosure Defense: Stay in Your Home
Facing foreclosure is never easy. But it’s important to remember that you have options. By contacting the team at FCW, a foreclosure lawyer in Ohio can help you right away. By working side by side with our experienced attorneys, we’ll help ensure you’re making the best financial decisions toward saving your home.
Finding legal support for foreclosure in Ohio is pivotal for saving your home. Not every Ohio foreclosure case is a done deal simply because your lender says foreclosure is necessary. Our experienced attorneys can help you by:
- Determining whether restructuring your debt can save your home
- Rooting out an improper or illegal foreclosure that is therefore not valid
- Managing foreclosure legal proceedings, avoiding costly mistakes or inaccurate filings
- Mitigating losses if foreclosure is necessary
As an Ohio foreclosure law firm whose attorneys truly care, we will put our full efforts and resources into helping you. We want to help you save your home and negotiate foreclosure as painlessly as possible.
Avoid Foreclosure: Steps to Take
If you are facing foreclosure in the local area, we understand just how stressful it can be. Fortunately, there are multiple options available. Some of the steps that you may want to take if you are facing foreclosure include the following.
GET YOUR MORTGAGE AS CURRENT AS YOU CAN
One of the first things you should do is get as current as possible on your home loan. Sure, you may not be able to afford to catch up, but you do not necessarily need to get completely current on your loan to put yourself in a better position.
If you show your lender that you are willing to get as close to current as possible, they may be more inclined to negotiate with you when you contact them for assistance. At the very least, they might be willing to waive any late fees attached to your account.
CONSIDER A LOAN MODIFICATION
Once you have gotten as current as you can, you should consider applying for a loan modification. A loan modification will essentially change your payment plan with your lender, possibly shrinking the size of your monthly payment to allow you to get current in the future.
APPLY FOR LOSS MITIGATION
You may also want to discuss loss mitigation options with your lender. There are a few options that your lender may discuss with you. Some of the most common examples include:
- A forbearance agreement
- A deed in lieu
- Some other tools that the lender may have at their disposal
CONTACT AN OHIO FORECLOSURE DEFENSE LAWYER
If you can’t avoid foreclosure on your own or need help navigating the complexities, get legal support for foreclosure in Ohio. Our experienced Ohio foreclosure attorneys can help you to seek an injunction that stops the foreclosure. We can also help spot improper lending practices in order to challenge a foreclosure.
Foreclosure is stressful. By letting us handle the process, you can focus on your financial situation and how to take the best steps forward.
Is My Ohio Foreclosure Case Legal?
Banks and lenders can make mistakes, and they sometimes aren’t as thorough as required. As a result, your Ohio foreclosure case might not even be legal. Through various means, lenders can threaten a foreclosure that is not legal.
- If your bank or lender told you something that wasn’t true, that could mean your foreclosure is fraudulent
- A lender might miss documentation, failing to have you sign paperwork needed to legally enforce a foreclosure
- Automatic signing of certain documents may have been used, preventing your ability to properly agree to terms and conditions
- Deceptive tactics might have led you to agree to a mortgage loan that you couldn’t afford
By having your foreclosure reviewed by an experienced Ohio foreclosure law firm, we can spot an illegal foreclosure. Don’t accept everything a lender tells you without speaking to our Ohio foreclosure attorney first.
BANKRUPTCY CAN STOP FORECLOSURE
Declaring bankruptcy offers many homeowners an opportunity to keep their homes while repaying mortgage payments with the least amount of worry. Filing for bankruptcy can immediately put a stop to foreclosure. Once you declare bankruptcy, a provision called an Automatic Stay goes into effect immediately. An automatic stay essentially halts all collection efforts and proceedings, including foreclosure.
Even if a sheriff’s sale is quickly approaching, our Ohio Bankruptcy Attorneys can work immediately to stop it and get a real solution underway.
Contact Our Ohio Foreclosure Defense Lawyers Today
If you are looking for a foreclosure lawyer in Ohio, you understand that the stakes are high. You need to hire the right team, and there are several reasons why you should work with a foreclosure defense attorney from Fesenmyer Cousino Weinzimmer.
They include:
- Expertise: We have an unparalleled level of experience in our field and can use all of our expertise to ensure we put your interests first. We will use our knowledge and resources to help you the best we can.
- Prior Results: We have a long track record of success and have helped thousands of clients in positions like yours.
- Positive Reviews: We have plenty of positive reviews and testimonials that testify to what we can do to help you.
- Communication: We explain everything to you in a way you can understand, making it easier for you to decide what is best for your needs.
- Care: We are an Ohio foreclosure law firm that cares. Clients are more than just numbers; everyone we serve offers an opportunity for us to demonstrate how much we care.
If you’re having difficulty paying your mortgage or you’re facing foreclosure notices on your property, contact one of our offices in Columbus, Dayton, or Cincinnati by email or by calling 614-228-4435 (Columbus), 937-222-7472 (Dayton), or 877-654-5297 (Cincinnati).
