Excessive debt can feel like an insurmountable burden. When you find yourself facing a mountain of debt, interest rates that steadily make it grow, and creditors harassing you for payments you don’t have, it may feel overwhelming and as if there is no way out.
An Ohio debt settlement attorney understands the mental and emotional stress of struggling with unmanageable debt and can offer you options of how to best deal with it. Debt settlement is a practical, effective way of reducing the amount of money you owe so that you can once more take charge of your finances.
Fesenmyer Cousino Weinzimmer is an Ohio law firm dedicated to helping clients find a path forward out of excessive debt. You can schedule a free consultation to discuss whether debt settlement is right for your financial situation. Call the offices of Fesenmyer Cousino Weinzimmer today at (614) 228-4435 (Columbus), (937) 222-7472 (Dayton), or (877) 654-5297 (Cincinnati).
Is There An Alternative To Bankruptcy?
For many individuals, bankruptcy provides a way out of an otherwise hopeless situation. In some cases, bankruptcy is truly the only option. However, sometimes your financial situation can be resolved through an alternative route. Our Ohio debt settlement attorneys are experts at determining which debt relief method would be the best for your situation.
Why Choose Fesenmyer Cousino Weinzimmer?
Leaders in Ohio Debt Relief
Fesenmyer Cousino Weinzimmer is an Ohio law firm that produces life-changing results for clients facing insurmountable debt levels. Founding attorney Tom Fesenmyer has successfully resolved thousands of debt relief cases., Heand his firm know how to achieve immediate results for clients dealing with significant debt.
Our compassionate firm understands that debt can trigger some difficult emotions. We work with our clients to find the best resolution to their debt situation so that they no longer live with the burden of creditors, growing interest, and debt that they would never be able to pay off.
The team of debt relief attorneys at Fesenmyer Cousino Weinzimmer knows how to assess your finances, identify the right course of action, and work to achieve the results that can restore financial freedom to you and your family.
Fesenmyer Cousino Weinzimmer has offices in Columbus, Dayton, and Cincinnati. Give us a call to learn how we can help you manage your debt and find financial relief. To schedule a free consultation with an Ohio debt settlement lawyer, call (614) 228-4435 (Columbus), (937) 222-7472 (Dayton), or (877) 654-5297 (Cincinnati).
Working with an Ohio Debt Settlement Lawyer
Our Debt Settlement Lawyers Protect Your Rights
The process of settling your debt begins with a consultation. A debt settlement attorney will look at your finances and develop a plan of action. An attorney can assess whether debt settlement is a viable option, given your type of debt and current income level.
Once you and your lawyer agree to work together, your lawyer will do much of the work to move your debt settlement forward. Debt collectors are legally barred from continuing to bother you once they’ve been informed that you’re working with a debt relief attorney. All communication from that point on must go directly to your attorney so you experience immediate relief from debt collector harassment.
An experienced debt settlement lawyer in Ohio knows how to negotiate with debtors to achieve an outcome that works for you. Throughout this process, your attorney has two goals: reduce your debt as much as possible, and protect your rights. Once an agreement is reached, your attorney is involved with drafting a settlement agreement, ensuring you won’t face unfair penalties as you work to pay off the remaining debt.
If you’re interested in learning more about whether your debt can be reduced through debt settlement, speak with the debt negotiation attorneys at Fesenmyer Cousino Weinzimmer by calling (614) 228-4435 (Columbus), (937) 222-7472 (Dayton), or (877) 654-5297 (Cincinnati).
Concerns About Using A Debt Settlement Company
Debt Settlement Companies Serve Themselves, but Debt Negotiation Attorneys Work for You
Individuals who have decided to pursue debt settlement rather than consolidation or bankruptcy face an important choice: work with a debt settlement company or a debt settlement attorney?
Debt settlement companies are for-profit businesses. Dangers you may face by working with a debt settlement company include:
- Excessive fees
- Failure to pay your debt on time
- Collections or lawsuits when creditors are not timely paid
Debt settlement companies have a reputation for failing to adequately inform their customers about the long-term consequences of their policies. You can better protect your financial future when you understand why you should work with a debt settlement attorney.
Frequently Asked Questions
In Ohio, you can opt for bankruptcy to relieve your debt. If you aren’t eligible for bankruptcy or wish to avoid this path, there are alternatives to bankruptcy that can provide a manageable path out of debt. The primary options available to you if you’re hoping to avoid bankruptcy include:
- Debt consolidation
- Debt counseling
- Debt settlement
Our attorneys can advise you on which action is best for your situation.
A debt settlement lawyer can recommend which debt relief option is best for your circumstances. Debt settlement brings unique benefits not available through the other options.
Every debt settlement situation is different. The time frame can be impacted by the extent of your debt, if there is a pending lawsuit, and your creditor’s willingness to negotiate. The debt settlement process can range from a few months to a few years, but ultimately the outcome is usually worth the wait.
Every person’s financial situation is different. A debt settlement attorney can answer further questions. It’s possible to regain control of your finances. Learn more about how Fesenmyer Cousino Weinzimmer can help by calling (614) 228-4435 (Columbus), (937) 222-7472 (Dayton), or (877) 654-5297 (Cincinnati).