Understanding the Basics of Title Loan Repossession

Taking a title loan on a motor vehicle will give you some quick cash, but you also will be taking the chance that the lender can repossess the vehicle if you get behind on payments.  In fact, when you get your money, you will have to provide the lender an extra set of car keys in case you default on the loan, to make it easy for the lender to repossess the vehicle if necessary. Depending on the situation, there are options that may be better than taking a title… CONTINUE READING

Protecting Your Firearms in Bankruptcy

If you are a gun owner who is worried about losing your weapons when filing for bankruptcy, there is good news. Both Ohio and federal bankruptcy laws exempt certain property, so your guns may be part of the property you wind up keeping. Most of the time, the federal property exemption is large enough to protect your firearms; but what is even better is that Ohio is one of the states that specifically names firearms in its list of exemptions. Even so, you need to be careful when filing for… CONTINUE READING

Carrying crushing debt can become unbearable.  Bills pile up, and you’re harassed by creditors and may be faced with foreclosure of your house, repossession of your car, utilities being shut off, and garnishment of your…

If you are struggling financially and overwhelmed with debts that have become unpayable, you may wish to consider the “fresh start” that bankruptcy can bring.  To receive a “fresh start”, you need to know how…

People are often confused when it comes to  Chapter 7  bankruptcy and taxes, as it is a common belief that bankruptcy cannot eliminate (discharge) tax debt.  Fortunately, this is not always the case.  While -most…

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